Licensed Public Insurance Adjuster
KDOC Public Adjuster represents you, the policyholder, not the insurance company. We document your damage, handle the paperwork and negotiate for the full, fair settlement your policy entitles you to.
The insurance company has its own adjuster. We work only for you, the policyholder.
Tell us what happened. We review your situation and your policy at no cost.
Estimates, inventories, deadlines and calls with the insurer. We take it off your plate.
We negotiate with the insurance company until your settlement reflects your full loss.
When your home or business is damaged, the insurance company sends an adjuster who works for them. KDOC Public Adjuster levels the playing field. We are a licensed public insurance adjuster, which means we are hired by you to manage your claim from start to finish.
We study your policy, document every detail of the damage, prepare a complete claim and negotiate directly with your insurer, so you can focus on getting your life or business back to normal.
Whether the damage is sudden or the claim has already been denied, we help homeowners and business owners recover what their policy promises.
Roof, siding, window and interior damage from hurricanes, tornadoes and severe wind storms.
Burst pipes, plumbing leaks, appliance failures and hidden water damage inside walls and floors.
Structural damage, smoke and soot, contents losses and additional living expenses after a fire.
Missing shingles, punctures, leaks and hail impacts that insurers often underestimate.
Offices, retail, rentals and multi-family buildings, including business interruption losses.
Already received a low offer or a denial letter? We review it and fight for what you are owed.
From the first phone call to the final check, we manage your claim so you never have to face the insurance company alone.
Call or send us a message. We listen to what happened and review your policy and options at no cost.
We inspect the property and record every detail of the damage with photos, measurements and a full repair estimate.
We present your claim to the insurance company and handle every call, meeting and counter-offer on your behalf.
Once a fair settlement is reached, you receive your payment and can move forward with repairs and recovery.
Insurance policies are long, technical documents, and claims are often settled for less than the true cost of repairs. A public adjuster gives you the same level of expertise the insurance company already has.
Not sure if you need a public adjuster? Here are answers to the questions we hear most. Still unsure? Just give us a call.
A public adjuster is a licensed insurance professional who represents the policyholder, not the insurance company. We manage and negotiate your property damage claim to help you receive a fair settlement.
The insurance company’s adjuster is employed by, or works on behalf of, the insurance company. A public adjuster works only for you and focuses on making sure your full loss is documented and paid.
Yes. We review denial letters and settlement offers, compare them against your policy and the actual damage, and pursue a reopened or supplemental claim where appropriate.
Your first claim review is free. Our fee is explained clearly in writing before you hire us, so there are no surprises. Call us to discuss your specific claim.
Get a free, no-obligation review of your claim. The sooner we start, the stronger your claim.
